Dr. Wolfgang Martin (independent Analyst)
	Risk Management Meets Customer Relationship Management . The Bale II Impact on Data Mining

The Bale II convention puts high pressure not only on banks to create risk segments for delivering the Probability of Default of their customers. It is based on a sophisticated and comprehensive methodology prescribing how to split customer risk into different segments. This requires tons of customer-data to be collected and analyzed, a new business driver to data mining.

Leading customer-oriented enterprises are recognizing that the Basel II convention is not only an effort for considering customer as a risk. Indeed, the Basel II analysis enables them to learn more about their customers by using the power of Customer Behavior Modeling (CBM) with it.s predictive modeling capabilities applied to Basel II risk segmentations. This enables enterprises to push customer value and customer potential beyond today.s imagination.

The keynote will address how CBM based on Basel II compliant risk management can exploit the full up- and cross-selling potential as well as retention risks of customers.

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	Dorian Pyle (Data Miners Inc.)
	Who killed data mining?

Summary:
Data is more prevalent than ever before. Business and world problems are as unsolved as ever before. Time is as short as ever before. Five years ago data mining was seen as a solution. Today many say that data mining has not, and can not deliver on its promise for business. Who killed data mining? Is it indeed dead – or even dying? If not dead or dying, what does data mining have to offer – and where and how? Who should be using it, what is its value? And what are reasonable expectations from these technologies in this new century?

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More information about the latest book of Dorian Pyle

	Stephan Kohn Bundesministerium des Inneren
	"Effects of the global information society on administration modernization and democracy processes shown by the example of the local level"

Under the keywords "eGovernment" and "eDemocracy", in the last years, many IT projects in the entire public sector were initiated. With the BundOnline 2005 program, the Federal Government has initiated a comprehensive IT-based modernization of the administrative services at federal level. In my keynote, I will focus on the field of communal autonomy and will outline the effects of the new technology on the local level.

In March 2003, more information about the keynotes (title, summary) will be made public.